Angela Whittaker, Mortgage Loan Officer  ·  NMLS #1927081  ·  Licensed Throughout California
LBA Sellers

Know What Your Home
Is Actually Worth

Real comparable sales, a full net sheet, and every option on the table — traditional listing, cash offer, or something in between. No obligation to list, ever.

Your Options

Every Way to Sell — You Choose

Every seller's situation is different. Here is every option on the table, laid out so you can compare them side by side.

Your home is listed publicly, shown to every buyer in the market, and priced to attract competing offers. This almost always produces the highest gross sale price. In exchange you take on showings, an inspection period, buyer contingencies, and a timeline you do not fully control. Commission and closing costs come out of your proceeds. Best when time is on your side.

Get Info on Traditional Listing →

An investor buys the property as-is. Nothing is listed, nobody walks through on a Sunday, and there is no financing that can fall apart two weeks before closing. The offer is lower than retail because the buyer is absorbing the repairs and building in their own return — see the comparison below for exactly how that math works. Best when speed and certainty are worth more to you than the last dollar.

Get a Cash Offer →

You get into the next property without making an offer contingent on selling this one — which sellers in a competitive market routinely reject. You move on your own schedule, then sell an empty, staged home instead of one you are still living in. Requires qualifying for both, which is the part I handle.

Get Buy-Before-You-Sell Info →

A bridge loan uses the equity in your current home to fund the down payment on the next one, then gets repaid when this property closes. It exists specifically so you never have to accept a low offer just because you need the proceeds by a certain date. Short-term by design and priced accordingly.

Get Bridge Financing Info →

No MLS listing, no sign, no photos online, no showing schedule. LBA takes it directly to buyers and investors we already work with. You trade some competitive pressure — and usually some price — for privacy. Worth considering for a divorce, an estate, a tenant-occupied rental, or any situation where you would rather the neighbours not know.

Get Off-Market Options →

Most sellers have a date in mind before they have a plan. We will work backward from yours — what needs doing to the house, how long clearing it out actually takes, what is worth fixing before it lists and what is not, and where to line up help for the parts you would rather not handle. Whether you want to be out in thirty days or next summer, you leave with a timeline you can follow.

Get My Home Value →
Why Me

What You Actually Get

Four things that are not standard — and every one of them matters before you commit to a path.

⚖
Every option on the table, side by side. Traditional listing through a partner agent, a direct cash offer, off-market, or a timeline built around when you are actually ready. We will walk you through what each one means for your situation so you can compare them properly.
📋
The whole number, before you decide. A full net sheet for every path you are considering — not just the sale price. You will see what actually lands in your pocket on each one, side by side, before you commit to anything.
🔄
Both sides of the move, timed together. Most sellers are also buying. LBA handles the financing on the next purchase as well, so the sale and the purchase are coordinated by one person instead of handed between two who never speak.
🤝
Cash buyers most agents cannot reach. An active network of investors and cash buyers, built through years of off-market work. If speed or an as-is sale is what your situation calls for, those buyers are already on the phone.
What Actually Matters

The Sale Price Is Not the Number

What lands in your pocket is what counts — and it is never the number on the sign. Here is everything that sits between the two.

Your Net SheetWhat comes out before you get your proceeds
Sale priceThe only number most sellers ever see
− Mortgage payoffIncluding any second lien or HELOC
− CommissionsVaries by path — a cash sale has none
− Closing costs and titleEscrow, title, transfer taxes, county fees
− Repairs and buyer creditsWhatever inspection turns up
− Taxes and HOA owedProrated to the closing date
− Carrying costs while listedPayments, utilities, insurance
= What you actually netThe number worth comparing

We build this for you with your real numbers, for every path you are considering, before you decide anything.

Build My Net Sheet →

Thinking about a cash offer?

If speed and certainty matter more than squeezing out the last dollar, that is a real option worth looking at properly. Cash offers come in below retail for a reason, and it is worth understanding before you dismiss it or accept it. See how the math actually works and which situations it genuinely suits.

Buying Next?

Most Sellers Are Also Buyers

If there is a next home, the sale and the purchase should be timed together rather than handled by two people who never speak. LBA handles the financing on both sides.

Already decided? If you know you are selling and just want it moving, skip the reading and tell me about the property.

Get My Home Value

Tell us about the property and we will pull the actual comparable sales, build your net sheet, and send it back within 24 hours. No obligation to list.

Prefer to just talk it through? Book a call →  ·  Or email directly: [email protected]

Calculators Two tools — tap either tab below
Estimated purchase price
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Rough estimate based on a 43% debt-to-income guideline with an allowance for taxes, insurance and mortgage insurance. Down payment defaults to 3.5%, the FHA minimum. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, a pre-approval, or a commitment to lend.

Estimated principal & interest
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Principal and interest only. Excludes property taxes, insurance, HOA dues and mortgage insurance. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, or a commitment to lend.