Real comparable sales, a full net sheet, and every option on the table — traditional listing, cash offer, or something in between. No obligation to list, ever.
Every seller's situation is different. Here is every option on the table, laid out so you can compare them side by side.
Your home is listed publicly, shown to every buyer in the market, and priced to attract competing offers. This almost always produces the highest gross sale price. In exchange you take on showings, an inspection period, buyer contingencies, and a timeline you do not fully control. Commission and closing costs come out of your proceeds. Best when time is on your side.
Get Info on Traditional Listing →An investor buys the property as-is. Nothing is listed, nobody walks through on a Sunday, and there is no financing that can fall apart two weeks before closing. The offer is lower than retail because the buyer is absorbing the repairs and building in their own return — see the comparison below for exactly how that math works. Best when speed and certainty are worth more to you than the last dollar.
Get a Cash Offer →You get into the next property without making an offer contingent on selling this one — which sellers in a competitive market routinely reject. You move on your own schedule, then sell an empty, staged home instead of one you are still living in. Requires qualifying for both, which is the part I handle.
Get Buy-Before-You-Sell Info →A bridge loan uses the equity in your current home to fund the down payment on the next one, then gets repaid when this property closes. It exists specifically so you never have to accept a low offer just because you need the proceeds by a certain date. Short-term by design and priced accordingly.
Get Bridge Financing Info →No MLS listing, no sign, no photos online, no showing schedule. LBA takes it directly to buyers and investors we already work with. You trade some competitive pressure — and usually some price — for privacy. Worth considering for a divorce, an estate, a tenant-occupied rental, or any situation where you would rather the neighbours not know.
Get Off-Market Options →Most sellers have a date in mind before they have a plan. We will work backward from yours — what needs doing to the house, how long clearing it out actually takes, what is worth fixing before it lists and what is not, and where to line up help for the parts you would rather not handle. Whether you want to be out in thirty days or next summer, you leave with a timeline you can follow.
Get My Home Value →Four things that are not standard — and every one of them matters before you commit to a path.
Most sellers are not selling because they want to move. They are selling because something changed — and each of these has a different right answer.
Inherited homes rarely sell cleanly on the first try. Title often has to be cleared before anything can close — probate may need to run its course, a deed may need correcting, and if there are multiple heirs, every one of them typically has to sign. Sometimes there is a reverse mortgage or a lien nobody knew about.
None of that is unusual and none of it is a dead end. It just needs to be found early rather than three weeks into escrow. LBA starts by pulling what is actually recorded against the property, tells you what has to be resolved and roughly how long it takes, and lays out whether a traditional sale or an as-is cash sale makes more sense once the condition and the timeline are clear.
The house usually has to be resolved before anything else can be. Either one party buys the other out, or it sells and the proceeds are divided — and both paths have financing implications worth understanding before agreements get signed.
Discretion tends to matter more here than maximum price. An off-market sale means no sign in the yard, no photos online, and no showing schedule to coordinate between two households. If a buyout is the better answer, I can tell you quickly whether it is actually financeable.
Too big, too small, wrong stairs, wrong city. The sale is not really the goal — the next home is, and the hard part is the order of operations.
Buy before you sell means you are not making an offer contingent on selling this one, which sellers in a competitive market routinely reject. You move once instead of twice, then sell an empty home that shows better than a lived-in one. It requires qualifying for both at the same time, which is the part we handle.
When the move is happening whether or not the house has sold — a job, family, a change of plan — certainty is worth more than the last few thousand dollars. A cash sale closes in days with no financing that can fall through, no inspection renegotiation, and a closing date you pick around your start date.
If the timeline has more room than you think, I will tell you that too — and show you what a traditional sale would likely net instead so you are choosing rather than guessing.
Selling a tenant-occupied property is its own problem. Showings require notice and cooperation you may not get, buyers using financing often need the unit vacant, and a lease can transfer with the sale whether you like it or not.
Investors buy occupied units routinely — a tenant in place can even be an asset rather than an obstacle. Or the property can be sold traditionally once the lease situation is worked out. We will look at the lease terms and tell you which path is realistic.
This is the most common trap in the whole process. You cannot buy without the proceeds, and you will not get the offer accepted with a contingency attached.
Bridge financing uses the equity in this home to fund the down payment on the next, then gets repaid when this one closes. It exists specifically so you never have to accept a low offer just because you need the money by a certain date. Short-term by design, and we will show you exactly what it costs against what it saves.
Falling behind happens to good people for ordinary reasons. What matters is how much time is actually left, and that is usually more than homeowners assume once the real timeline is laid out.
There may be a path to keeping the home — reinstatement, a repayment plan, a modification, or a refinance if there is equity. If selling is the right answer, doing it before a foreclosure completes protects equity that would otherwise be lost. Either way the conversation is confidential and costs nothing.
Plenty of people want the number without wanting a salesperson. Knowing what your home is worth is useful whether you sell this year, in five years, or never — for refinancing, for estate planning, or just for knowing where you stand.
You will get the number and the comparable sales behind it. No follow-up campaign, no pressure to list. If you want to talk it through, I am here. If you do not, that is completely fine.
If one of these is your situation — or none of them are — the conversation is the same. Tell us what is going on and we will tell you what your options actually are.
What lands in your pocket is what counts — and it is never the number on the sign. Here is everything that sits between the two.
We build this for you with your real numbers, for every path you are considering, before you decide anything.
Build My Net Sheet →If speed and certainty matter more than squeezing out the last dollar, that is a real option worth looking at properly. Cash offers come in below retail for a reason, and it is worth understanding before you dismiss it or accept it. See how the math actually works and which situations it genuinely suits.
If there is a next home, the sale and the purchase should be timed together rather than handled by two people who never speak. LBA handles the financing on both sides.
Tell us about the property and we will pull the actual comparable sales, build your net sheet, and send it back within 24 hours. No obligation to list.
Prefer to just talk it through? Book a call → · Or email directly: [email protected]
Rough estimate based on a 43% debt-to-income guideline with an allowance for taxes, insurance and mortgage insurance. Down payment defaults to 3.5%, the FHA minimum. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, a pre-approval, or a commitment to lend.
Principal and interest only. Excludes property taxes, insurance, HOA dues and mortgage insurance. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, or a commitment to lend.