DSCR  ·  Bridge  ·  Fix & Flip  ·  Non-QM  ·  Off-Market Inventory  ·  Licensed Throughout California
LBA Investors

Off-Market Deals,
Represented End to End

LBA sources off-market and distressed properties, brings them to you, and represents you on the purchase. Financing is available if you want it — and when the project is ready to sell, we list it.

Send Me Your Criteria → Apply for Financing →
BuyOff-market sourcing
FundFinancing if needed
SellListed when you exit
CAStatewide
Financing Options

Financing Options for Investors

Use your own capital or your own lender if you prefer — nothing here is conditional on financing through LBA. But if you want it handled under the same roof, these are the structures available. Bridge financing also works for homeowners buying the next property before this one sells.

📊

DSCR

Qualify on the property, not your tax returns.

  • No personal income documentation
  • Purchase or refinance
  • Built for portfolios
  • Short-term rentals considered
Get Financing for DSCR →
🔗

Bridge

Short-term capital when the timing does not line up.

  • Close before the exit funds
  • Interest-only structures
  • Fast to close
  • Repaid at sale or refinance
Get Financing for Bridge →
🛠

Fix & Flip

Purchase plus rehab, structured around your exit.

  • Acquisition and rehab in one facility
  • Draws released as work completes
  • Termed to your timeline
  • Experience considered, not required
Get Financing for Fix & Flip →
📜

Non-QM

When agency guidelines do not fit the file.

  • Bank statement and P&L options
  • Asset depletion
  • Options after a credit event
  • Self-employed and complex income
Get Financing for Non-QM →
🏢

Portfolio

Multiple doors under one facility.

  • Blanket options across properties
  • Cash-out to redeploy
  • Simplifies reporting
  • Scales with acquisitions
Get Financing for Portfolio →
🏗

Small Multifamily

2-4 units and small commercial.

  • Residential and commercial structures
  • Value-add scenarios
  • Owner-occupied or pure investment
  • Mixed-use considered
Get Financing for Small Multifamily →
What I Do

From Deal to Exit

Straightforward, and you stay in control of your own underwriting throughout.

01
Tell us what you buyMarkets, property types, price range, condition tolerance and your typical exit. The clearer that is, the better the deals we send.
02
We send you dealsOff-market and distressed properties as they come up, with the condition and situation as we understand it.
03
You run your numbersWe send photos and what we know about the property and the seller. Your model, your assumptions, your margin — the analysis is yours.
04
You offer, we represent youWe sign a buyer representation agreement, then present your offer and handle the transaction. LBA is paid through escrow at closing.
05
Financing, if you want itBridge, DSCR, fix and flip or portfolio through LBA. Or bring your own capital — completely your call.
06
Rehab and holdDraws managed where the loan calls for it. Otherwise this part is yours to run.
07
We list it for the exitWhen it is ready, I would like the listing. We know the property and the numbers already.
08
Then the next oneThe relationship is meant to repeat. That is the whole point of building a pipeline together.
Coming Soon

LBA Investor Advantage

A membership for investors ready to scale deliberately. Curated off-market opportunities, full deal breakdowns, ARV and MAO analysis, underwriting strategy, acquisition planning and long-term portfolio guidance — with direct access to aligned financing.

Off-market deals before they circulate Deal breakdowns and property research ARV and MAO analysis as a member benefit Exit strategy and acquisition planning Portfolio-level guidance Priority access to financing
Join the LBA Investor Advantage Waitlist →
Want to see deals? Tell us what you buy and we will start sending off-market properties that match. Financing available if you want it.
Send Me Your Criteria → Apply for Financing →

Tell Me What You Are Looking For

Your markets, your criteria, and whether you want financing as part of it. We will start sending deals that fit.

Prefer to talk it through? Book a call →

Calculators Two tools — tap either tab below
Estimated purchase price
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Rough estimate based on a 43% debt-to-income guideline with an allowance for taxes, insurance and mortgage insurance. Down payment defaults to 3.5%, the FHA minimum. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, a pre-approval, or a commitment to lend.

Get Pre-Approved → Apply Now →
Estimated principal & interest
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Principal and interest only. Excludes property taxes, insurance, HOA dues and mortgage insurance. The rate shown is a starting assumption you can change — it is not a quoted rate. Not a quote, an offer, or a commitment to lend.

Get Pre-Approved → Apply Now →
📈Calculators